Don't Just Live in Your Home. Own It.

Renting can offer great flexibility, but that monthly bill can easily be an investment into your dream home.
Start Owning Today

There are significant benefits owning your home.

1
From paint color to a new floor, it’s your home and you can customize it any way you choose.
2
Part of your monthly payment goes towards equity of your home, which can turn into a profit if you sell.
3
Many times your mortgage interest, property taxes and sometimes even closing costs could be tax deductible.
4
Our wide range of mortgage options will help you predict your monthly mortgage payments versus being subject to annual rent increases you can't always plan.
Want to hear more about the benefits of homeownership? Talk with a Home Loan Specialist today.
Schedule a Consultation
Karlton Uhm
Residential Mortgage Loan Originator

Everything You Need to Know About Leaving Your Rental Behind

Instead of day dreaming about your dream home... use a renovation loan and just build it!
1
Be Your Own Landlord
2
Customize Your Home
3
Earn Equity Over Time
Instead of day dreaming about your dream home... use a renovation loan and just build it!
Get Your Guide

Your local remodeling professionals

Instead of day dreaming about your dream home... use a renovation loan and just build it!
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
schedule renovation consultation

Tools, Tips, Resources, and More

Instead of day dreaming about your dream home... use a renovation loan and just build it!
Schedule a Consultation

Don't just take my word for it...

Ardmore, PA

Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Communication
Construction
Design
schedule renovation consultation

Reviews

Great customer service!
Michael B. from Joliet, IL
Karlton is very knowledgeable and helped point me in the right direction when I was looking in the complete opposite. He's attentive, detail-oriented, and flexible. This isn't the first time I have worked with Karlton, so there was a bit of familiarity already in place but from my first interactions with him, along with the most recent, I will not utilize another individual when it comes to my mortgage needs.
Very helpful!
Jeffries R. from Joliet, IL
Karlton is helpful and patient walking me through the loan process. I loved his communication skills and he was at the closing too. He will be my lender for life and will continue to use him.
Smooth process!
Johnny B. from Chicago, IL
Karlton made the whole process so easy. He was very responsive, easy to communicate with, and always took the time to answer any and all questions we had.
Definitely recommend!
Amanda K. from Mundelein, IL
Karlton was honest and kind. He was super helpful and stayed in contact with us through the whole process. Excellent communication and someone who actually cares about their clients is hard to find nowadays. I would definitely recommend Karlton to my family and friends.
Excellent!
Wendy M. from Woodridge, IL
Good communication and excellent organization. The worksheet we received broke all of our options down to get a very clear view of what our options were at which loan rate.

Be Your Own Landlord.

Why are you still paying rent? Invest in yourself and your future with homeownership.
Start Owning Today

Stop Paying Your Landlord.
Start Building Equity!

It Might Make Sense For You To Stop Paying Your Landlord And Start Building Equity. Find Out Now!
Get Started >
Need some
Mortgage Guidance?
Need some mortgage advice? Schedule a consultation
See if you're paying too much for your mortgage!
Start
*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
/ 16
Where are you located?
CONTINUE
What type of home do you own?
Estimate your credit score.
CONTINUE
Please estimate the value of your property.
$80k$2M+
CONTINUE
What is the remaining 1st mortgage balance?
$80,001 to $100,000
$0$300k+
CONTINUE
What is your 1st mortgage interest rate?
5%
0%10%
CONTINUE
What kind of rate do you have?
What kind of rate would you prefer?
How will this property be used?
Do you have a 2nd mortage?
Would you like to borrow additional cash?
What is your average monthly income?
$10,001 to $15,000
$0$50k+
CONTINUE
What are your average monthly expenses?
$10,001 to $15,000
$0$50k+
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
6
11
19
23
29
32
38
44
56
65
72
78
85
92
97
%
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Karlton Uhm
Residential Mortgage Loan Originator
Schedule a consultation
Your information won’t be sold
Oops! Something went wrong while submitting the form.
Stop paying your landlord.
Start building equity.
Start
The Rent v's Buy quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
2
3
4
5
6
7
8
9
10
/ 10
What is your monthly rent payment?
CONTINUE
What's your monthly rental insurance?
CONTINUE
What's the price of the home you are considering?
CONTINUE
How much down payment can you afford?
3.5% Down
0%50%+
CONTINUE
How long would you want your mortgage to be?
CONTINUE
What is your annual income?
CONTINUE
Are you a Veteran or spouse of a Veteran?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
11
23
32
44
56
65
74
85
97
%
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Karlton Uhm
Residential Mortgage Loan Originator
Schedule a consultation
Your information won’t be sold
Oops! Something went wrong while submitting the form.
Get your FREE mortgage payment estimate*
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
2
3
4
5
6
7
8
9
10
/ 10
Where are you located?
CONTINUE
What type of home are you purchasing?
Estimate your credit score.
CONTINUE
What is the purchase price of the new property?
$80k$2M+
CONTINUE
What is your estimated downpayment?
3.5% Down
0%50%+
CONTINUE
Where are you at in the property search?
Are you working with a realtor?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
11
23
32
44
56
65
74
85
97
%
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Karlton Uhm
Residential Mortgage Loan Originator
Schedule a consultation
Your information won’t be sold
Oops! Something went wrong while submitting the form.